About RV Health Navigator

Why We Started

Healthcare is one of the hardest problems in full-time RV life. You don't have an employer providing coverage. You don't have a fixed address to anchor an insurance plan. You might be in a different state every month. The ACA marketplace plans that work great in your domicile state may have a network that covers almost nothing where you actually travel.

Most health insurance guidance is written for people with a zip code and a primary care doctor they see every year. It doesn't account for the full-timer who needs to find a walk-in clinic in rural Montana, manage a chronic condition across state lines, or figure out whether a health sharing ministry is actually a viable alternative to traditional insurance. RV Health Navigator exists to answer the questions that mainstream health guidance ignores.

What We Cover

• Health Insurance Options — ACA marketplace plans and how to choose one that travels well, health sharing ministries, short-term plans, and direct primary care as a supplement
• Medicare for RVers — Original Medicare vs. Advantage plans for full-timers, supplemental (Medigap) coverage, Part D prescription coverage, and domicile state implications
• Prescription Management — mail-order pharmacies, GoodRx and alternatives, managing controlled substances across state lines, and keeping medications accessible on the road
• Telehealth — services that work without a fixed address, what telehealth can and can't replace, and finding providers who understand the full-timer situation
• Finding Care on the Road — urgent care vs. ER decisions, how to find in-network providers in an unfamiliar area, and what to do in a medical emergency far from home
• Wellness — staying active on the road, mental health as a full-timer, managing stress and isolation, and building healthy habits without a gym membership

The Newsletter

Every Monday we send one issue focused on the healthcare challenges unique to full-time RV life: a lead article on insurance or coverage strategy, a prescription or telehealth tip, a reader question answered, and relevant policy news that affects RVers. Written to be useful at open enrollment season and every week in between.

It's free. It always will be. We sustain this through occasional recommendations for services we've vetted, and by keeping overhead low.

Who's Behind This

RV Health Navigator is published by RV Insider Media LLC, an independent media company focused on practical content for the full-time RV community. We don't have a sponsor's logo above the fold, and we don't sell your email to anyone.